Car crash... it was raining cats and dogs... I overshot the underground carpark entrance in Chinatown... I needed to reverse so I could turn into the entrance... as I was reversing, vehicle #2 darted across the road from an alleyway and tried to enter the same carpark at a 90 degree angle... he hit me from my blindside, but because I was reversing at the time, it's considered my fault. Damn... there goes this week's salary!